TIBS, IIBS & SIBS Checks

Temporary Income Benefits (TIBS). TIBS are paid for up to the first two years of your claim at 75% of your Average Weekly Wage, if your hourly wage is less than $8.50, for the first 26 weeks and then 70% after 26 weeks. If you earn more than $8.50 per hour it’s simply 70%. The current maximum TIBS check is $750.00 per week, and the minimum is $116.00 per week. This amount usually increases on September 1 of each year, but only for those injured after the increase. If you are not getting $750.00 per week, call us to see if we can increase your check. In some limited circumstances you may be able to extend your TIBS eligibility beyond two years! Your TIBS will stop when you return to work or receive an impairment rating. Don’t cut your own Comp check by taking a premature MMI date or impairment rating!

Impairment Income Benefits (IIBS). Upon reaching MMI, an impairment rating needs to be given so that your benefits can continue. For each percentage point of impairment you are entitled to 3 weeks of Comp at the IIBS weekly rate. For example, if your impairment rating is 15%, multiply 15 x 3 = 45 weeks of IIBS. The maximum IIBS rate is 70% of the maximum TIBS rate. The current maximum IIBS check is $541.00 per week. You may dispute any impairment rating given by any doctor. WARNING – The law can prevent you from disputing an impairment rating after a certain point. DO NOT WAIT until your benefits have permanently ended to seek help.

Supplemental Income Benefits (SIBS). SIBS are available to those who: (1) receive a 15% impairment rating or higher, (2) do not commute IIBS to a lump sum, and (3) are not working, or (4) are working but earn less than 80% of their average weekly wage. Workers must apply within the final 2 weeks of the 3 months before a SIBS quarter. If you have any ability to work you must make a good faith effort to find employment within your restrictions. You must provide proof that you have looked for employment with companies that have jobs available with these restrictions. To continue receiving SIBS you must continue to apply quarterly for SIBS as outlined above. If the carrier disputes your SIBS you can request a BRC. Maximum SIBS is 70% of maximum TIBS rate. If you win a disputed quarter the carrier pays for your attorney’s fees, not you.

Contact the Ogletree Abbott Law Firm, L.L.C., William "Bill" Ogletree, Senior Partner, for more information related to your workers compensation case.